The UK Challengers

Jim Marous and Brett King host two of the biggest names in challenger banking today, Tom Blomfield, Founder and CEO of Monzo and Anne Boden, Founder and CEO of Starling Bank. We’ll get an update on their progress and the different approaches they’re taking to growth.

Image via Business Insider UK

Seismic Regulatory Shifts

The debate (and lawsuits) over a national fintech charter and regulatory sandboxes has been raging for years. This week the OCC announced a path for non-banks to receive charters, a plan that was endorsed by Treasury. Ron Shevlin, Jim Marous, Jackson Mueller from Milken Institute and host Jason Henrichs break down what that means for banks, fintechs and the customers they serve . In the 2nd half, co-host JP Nicols and BAI CEO Debbie Bianucci give a preview of the BAI Global Innovation Awards taking place in October at BAI’s Beacon conference.

Don't miss our interview with BAI CEO Debbie Bianucci on Breaking Banks - The #1 Global Fintech Podcast LIVE Thursdays at 3pm ET on VoiceAmerica and 1160 AM WVNJ - Listen to all our episodes on #fintech #podcast #radio #financialtechnology #techfin #finance #financialservices #banking #breakingbanks #bai #baiglobalawards #finserv #innovation

For the first time in BAI Global Innovation Awards history, BAI is inviting you to cast your vote for the 2018 People’s Choice Award!

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The Tilted Field

Host Jason Henrichs and regular contributors Ron Shevlin and Jim Marous break down data on the digital arms race. The top 3 banks posted record deposit growth while a recent Celent reports says small banks are winning in branches. Who’s winning, what’s changing and where will the competition go? In the second half, Jason and Leslie Campisi, CMO of Anthemis Group, talk about the role communities in innovation and ecosystem development.

You Can’t Change The Wind, But You Can Adjust Your Sails

You can’t change the wind, but you can adjust your sails. The rapidly changing digital world has posed real challenges to banks and credit unions, and some have found it overwhelming. Are there good reasons why it’s tougher to innovate from within, or are those just excuses? Join us as we dig in to the relative advantages and disadvantages of incumbents versus insurgents.


5 Years Of Breaking Banks

Brett and JP Nicols celebrate 5 years of our #podcast joined by the one and only Jim Marous, sharing a preview of his Banks + #Fintech report. We are launching a new regular segment where Jim will share some of his insights from the research he’s publishing. Then, we interview Jessica Tan, Deputy CEO at Ping An

This week’s show is brought to you by the Digital Banking Report. Bank and credit union executives and solution providers from more than 300 companies worldwide use insights from the Digital Banking Report to keep pace with digital transformation in financial services. Save $500 off an annual subscription by using the coupon code ‘Breaking Banks’ upon checkout at

Today’s show is also sponsored by Provoke Management. The hosts of this and other shows are some of the world’s leading experts in fintech, innovation, and the future of financial services; and you can book them to speak at your conference or organization at

SXSW 2018 & Amazon Gets Into Banking?

Doug Nielsen from U.S. Bank joins Brett King and co-host Jason Henrichs to talk about SXSW 2018, including the Fintech Luminaries VIP event, and Jim Marous, publisher of the Digital Banking Report and Co-Publisher of The Financial Brand talks about his recent article on Amazon potentially entering the banking business.

Can Voicefirst help Banks stay profitable?

Customers are switching to VoiceFirst devices at a rate that outpaces other adoption. And unlike many technologies, VoiceFirst adoption is high with all generations, particularly GenX and older. Many businesses- including financial institutions- are scrambling to find designers for voice first, figure out how to market with it, and understand how to design services around it. As they do, will this adoption determine which banks will continue to make money and will it assist them in their mission for financial inclusion?

Brett King and cohost JP Nicols host Jim Marous, Co-publisher of the Financial Brand, Theo Lau, LinkedIn Top 20 Voice and Penny Crosman, Editor at Large, American Banker.

Fintech 2018: What’s Next

In the last 5 years, Fintech has grown from an group of outsiders to the heart of financial innovation. 2017 is the year that Fintech IS banking. Banks have adopted it – some quicker than others- and Fintech is about such a wide array of topics, it is almost impossible to differentiate it from financial services.

Today, Brett is hosting friends Jim Marous of the Financial Brand, Ron Shevlin of The Fintech Snark Tank , Dave Birch, author of Before Babylon, Beyond Bitcoin , and Theo Lau, recently named on of LinkedIn’s Top Voices on Fintech and Femtech. We will be going over how close our predictions were last year and what to expect next year!

New Trends in Payments- Is Zelle a gamechanger?

Changing the nature of when, where, and how we pay, and what we know when we pay has been on the front lines of fintech innovation. Payments options continue to evolve, catching up to customer behavior and the possibilities that new technologies open up.  Mobile payments are only a small percentage of the overall system BUT  are growing in popularity and have more than doubled around the globe.

Is Zelle is a gamechanger, or just the banks catching up?  Who will win the payments game?  What is still left to solve?  And how do we redesign payments for B2B.?

Today, Brett hosts Elise Moussa,  CEO of Snapay , Jim Marous of The Financial Brand, JP Nicols, host of Serial Intrapreneur, and Wade Arnold, Builder of Awesomeness at BillGo .   We are talking about the recent changes in the payments space, and what to expect in the near future.

Fintech Revolution: Change our thinking!

Today we have a huge treat from the EFMA Distribution Summit 2017 in London this week. We are able to broadcast 2 presentations from premiere thought leaders and voices within Fintech- Jim Marous and Chris Skinner.

For those coming to the websites, we are including a really GREAT bonus of Chris and Jim on a panel.   These are two of the smartest, best, and wittiest voices in the business and you won’t want to miss the panel.

The show is a special gift from these two incredible speakers and we want to say thank you to them and the #EfmaDS17 conference.

Thank you to our sponsors:

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