Over 25 years of banking experience with Standard Chartered Bank (SCB) and Citibank in regional / global roles in Innovation, Risk Management, Operations, Digital Banking and Internal Audit, across Asia-Pacific and Middle East. Distinguished Fellow of IBF (highest financial services accolade in Singapore) and Visiting Research Fellow of Singapore Management University's Sim Kee Boon School of Financial Economics (focused on digital banking and financial inclusion). Part of regulatory / government thought leadership working groups on FinTech and banking in various countries. Member of the World Economic Forum (WEF) steering committee on 'Disruptive Innovation in Financial Services'.
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