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ARTICLES by Category: Product Origination

Oct 03, 2017

Nostalgia~ The Biggest Obstacle to Innovation

Brett King & Rachel Morrissey are rigorous in their pursuit to help us all get clear that the banking model of bricks and mortar is no longer sufficient for the… READ MORE

Jun 29, 2015

Advice and Paper Pushing in Banking will be Killed by AI

For over 100 years employment has been shifting out of big industry and into services. Whether agriculture, fishing, mining or in the last 50 years manufacturing, as processes become automated,… READ MORE

Oct 28, 2013

In 5 Years, 50% of revenue will be digital

Where’s the revenue going to come from? Mobile use is exploding in the banking scene. If you are a retail bank today in the developed world and you don’t have… READ MORE

Jun 04, 2012

Do you need a Banking License to do Banking?

Clearly, to be a deposit taking bank and offer products like Mortgages, loans, savings accounts and so forth, it would be easier to have a bank charter. However, today the… READ MORE

Jun 04, 2012

Bye Bye Checking (and Current) Account

I've been recently debating with bankers and credit union executives on the core banking proposition they offer to new prospects. One of the realizations that led me to this was… READ MORE

Jan 31, 2010

Would Google make a better bank? (HuffPost Blog)

Many feel today that the big banks have got too big, have lost touch with their customers. They seem more interested in speculating on the assets they hold to create… READ MORE

Jan 28, 2010

Mobile Apps Force Retail Banks to Rethink Their Roles...

I see a lot of banks tacking on mobile internet banking apps at the moment - call it the me-too trend of mobile banking. Max McKeown in his book The… READ MORE

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