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ARTICLES by Category: Payments

Aug 08, 2012

What the Square and Starbucks alliance means for payments...

Square and Starbucks just announced their intent to form a partnership for the purpose of improving or 'revolutionizing' in-store payments around the approximately 1,700 retail stores and 5,000 other points… READ MORE

Jun 20, 2012

Why Facebook dropped Credits, and why FB is more important than ever (for Banks)

It was announced yesterday that Facebook is going to start phasing out their Facebook Credits system. If you've been watching my commentary over the last few years, I had entertained… READ MORE

Feb 23, 2012

Mobile Banking versus the Mobile Wallet - what's the difference?

With recent news that Barclays Pin-git (or is it Ping-it) has had 120,000 downloads in 5 days, that Square has 1m merchants on their payments platform (1/8th of all US… READ MORE

Feb 13, 2012

Mobile Payments: Leave them to their own devices

As we've embarked on our Movenbank project, we've had a lot of people express concerns about our choice to be completely cardless and go with NFC and various other P2P… READ MORE

Dec 07, 2011

I'll never login with Facebook to my bank!

We're experiencing a massive shift in consumer behavior right now with the explosion of Facebook, Twitter, YouTube, and other community collaboration and social media platforms. A world where Facebook has… READ MORE

Sep 08, 2011

When a Telco becomes a better bank...

The announcement that the Canadian carrier Rogers Telecom has applied for a banking license should hardly come as a shock to the retail banking fraternity. There is already a plethera of… READ MORE

Sep 02, 2011

Will the US be the last to go cashless?

Although it is a long-time off yet, we can now envisage a time when most of the developed world, and indeed most of the developing world will no longer deal… READ MORE

Aug 03, 2011

US Banks wasting Billions on preventable fraud

The US is enamored with outdated and costly modality that is costing Billions in lost revenue and fraud. While many argue the business case for moving to technology like EMV… READ MORE

Jun 29, 2011

Extending the mobile payments ecosystem

Today I’ve been in Beetsterzwaag, Opsterland, Netherlands, about 150 kilometers from Amsterdam at an offsite strategic retreat with the ICS (International Card Services) team. Initially part of Bank of America’s… READ MORE

Jun 10, 2011

Visa and Fundamo up the stakes in the Mobile Wallet battle

The announcement today of Visa’s acquisition of Fundamo signals the drawing of the battle lines in the face off between Mastercard and Visa in the mobile payments stakes. While I… READ MORE

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