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ARTICLES by Category: Future Of Banking

Aug 01, 2012

What will it take to restore trust in the banking system?

I grew up in a world where a run on the ‘bank’ was never realistically going to happen. I grew up in a world where when someone wished to declare… READ MORE

Jun 04, 2012

Do you need a Banking License to do Banking?

Clearly, to be a deposit taking bank and offer products like Mortgages, loans, savings accounts and so forth, it would be easier to have a bank charter. However, today the… READ MORE

May 04, 2012

How to Transition to the new Branch Reality

I guess with a title like Branch Today, Gone Tomorrow it’s no surprise that a lot of people think I’m anti-branch. I’m not anti-branch, I just don’t drink from the… READ MORE

Mar 26, 2012

How Durbin will Speed the Decline in Branch Banking

In the UK and Australia, account keeping fees are nothing new. In the US, however, since the introduction of the Durbin amendment, many US banks have been moving to monthly… READ MORE

Mar 02, 2012

The problem with passwords

In 2009, Marsha and Michael Shames-Yeakel, sued Citizen's Bank in the United States for the loss of $26,500 as a result of a successful phishing fraud instance against their home… READ MORE

Feb 23, 2012

Mobile Banking versus the Mobile Wallet - what's the difference?

With recent news that Barclays Pin-git (or is it Ping-it) has had 120,000 downloads in 5 days, that Square has 1m merchants on their payments platform (1/8th of all US… READ MORE

Feb 13, 2012

Mobile Payments: Leave them to their own devices

As we've embarked on our Movenbank project, we've had a lot of people express concerns about our choice to be completely cardless and go with NFC and various other P2P… READ MORE

Jan 16, 2012

The upside and downside to the digital shift

I'm starting to hear of some very significant digital and multi-channel budgets being put in place by many of the leading retail banking brands in 2012. It's about time! While… READ MORE

Dec 22, 2011

Why snail mail is dying, and taking your identity with it...

There has been a 25% decline in the total mail volume for the USPS (United States Postal Service) from 2006-2011, resulting in a $5.1 Billion loss in 2011 alone. Since 2007… READ MORE

Dec 07, 2011

I'll never login with Facebook to my bank!

We're experiencing a massive shift in consumer behavior right now with the explosion of Facebook, Twitter, YouTube, and other community collaboration and social media platforms. A world where Facebook has… READ MORE

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