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ARTICLES by Category: Future Of Banking

Jan 02, 2017

2016: Fintech's Amazing, Stupendous Year

Reading Facebook news or Twitter feeds you’d have to conclude that 2016 was a pretty awful year, but by all accounts, Fintech had easily its best year yet. In 2015… READ MORE

Oct 13, 2016

Why we don't want AI's like IBM Watson learning from humans

What AlphaGo, IBM Watson, Ajay and Bobby and Tay teach us about how Artificial Intelligence learns Deep learning is a term we’re increasingly using to describe how we teach Artificial… READ MORE

Jul 27, 2016

Why the Facebook of Banking won’t own a charter for banks worldwide

2014 was the biggest year in FinTech by far with billions being invested globally, which is to be expected in a global growth sector. But how much was invested globally… READ MORE

Jun 28, 2016

Millions of consumers soon won’t need a bank account

Traditionally, if you wanted to move money around, save cash, pay a bill, purchase something at a store, or otherwise have some sort of systemic access to your cash as… READ MORE

May 23, 2016

The Death of Bank Products has been greatly under exaggerated

This is an excerpt from my new book Augmented: Life in the Smart Lane Since 2005 I’ve been predicting the decline of branch banking. For almost 10 years I fought… READ MORE

Jun 29, 2015

Advice and Paper Pushing in Banking will be Killed by AI

For over 100 years employment has been shifting out of big industry and into services. Whether agriculture, fishing, mining or in the last 50 years manufacturing, as processes become automated,… READ MORE

Apr 13, 2015

The debate on the future of banking is not over, but it will be soon

How does one predict the future? Admittedly it is easier to predict what will happen 5 or 10 years from now, than 50 years, but at the same time, we’ve… READ MORE

Dec 24, 2014

Why the Facebook of Banking won't own a charter

2014 was the biggest year in FinTech by far with billions being invested globally, which is to be expected in a global growth sector. But how much was invested globally… READ MORE

Aug 12, 2014

Enough already with the "Branch of the Future"

Whether it is Bank of Queensland with their Hipster Branch launch, Citi's famedApple-Store Branches, NAB's Crowd concept, Unicredit "Branch of the Future" in Italy and Bulgaria, PNC's Tellerless Branches, smaller regional players likeSouth Shore Bank and… READ MORE

Jan 28, 2014

Branches will never result in 100% Financial Inclusion

I was in India a few weeks ago speaking to the Reserve Bank and most of the primary Retail Banks about the impact of mobile and social media on the… READ MORE

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