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ARTICLES by Category: Blogs

Oct 13, 2016

Why we don't want AI's like IBM Watson learning from humans

What AlphaGo, IBM Watson, Ajay and Bobby and Tay teach us about how Artificial Intelligence learns Deep learning is a term we’re increasingly using to describe how we teach Artificial… READ MORE

May 23, 2016

The Death of Bank Products has been greatly under exaggerated

This is an excerpt from my new book Augmented: Life in the Smart Lane Since 2005 I’ve been predicting the decline of branch banking. For almost 10 years I fought… READ MORE

Feb 26, 2016

The FinTechMafia Manifesto

Who are the FinTech Mafia? What do they do? Why should you care? Like the PayPal Mafia before them, the FinTechMafia was grown out of the FinTech arena and were… READ MORE

Jun 29, 2015

Advice and Paper Pushing in Banking will be Killed by AI

For over 100 years employment has been shifting out of big industry and into services. Whether agriculture, fishing, mining or in the last 50 years manufacturing, as processes become automated,… READ MORE

Apr 13, 2015

The debate on the future of banking is not over, but it will be soon

How does one predict the future? Admittedly it is easier to predict what will happen 5 or 10 years from now, than 50 years, but at the same time, we’ve… READ MORE

Dec 24, 2014

Why the Facebook of Banking won't own a charter

2014 was the biggest year in FinTech by far with billions being invested globally, which is to be expected in a global growth sector. But how much was invested globally… READ MORE

Sep 02, 2014

The future of banking - Google Think series

I recently presented at Google's Think Finance 2014, in Sao Paulo Brazil, where I talked about the future of banking — specifically trends that we correctly predicted and trends that… READ MORE

Aug 12, 2014

Enough already with the "Branch of the Future"

Whether it is Bank of Queensland with their Hipster Branch launch, Citi's famedApple-Store Branches, NAB's Crowd concept, Unicredit "Branch of the Future" in Italy and Bulgaria, PNC's Tellerless Branches, smaller regional players likeSouth Shore Bank and… READ MORE

Jul 22, 2014

Bitcoin's failed coup attempt against Wall Street

I’m part of an extremely passionate Bitcoin group on Facebook called “Bitcoin and the Internet of Money”. The group established by resident Facebook thought leader Alex Lightman 8 months ago, has grown to… READ MORE

Feb 21, 2013

Social Media (SoMe) - What comes next is even more disruptive

Last year Facebook hit 1 Billion users. It is reported that the average Facebook user spends 75 minutes per day using Facebook. Mobile use has also increased significantly over the… READ MORE

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