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Jun 18, 2015

Digital Bank or FinTech? You're not a digital bank...

If you listen to the Breaking Banks AM Radio Show today (also available via stream and podcast) you'll hear a spirited rematch of the Great Digital Banking Debate that Michal… READ MORE

Apr 13, 2015

The debate on the future of banking is not over, but it will be soon

How does one predict the future? Admittedly it is easier to predict what will happen 5 or 10 years from now, than 50 years, but at the same time, we’ve… READ MORE

Dec 24, 2014

Why the Facebook of Banking won't own a charter

2014 was the biggest year in FinTech by far with billions being invested globally, which is to be expected in a global growth sector. But how much was invested globally… READ MORE

Oct 17, 2014

Why Ebola might finally kill cash

The Fear Factor on Ebola is over the top right now. We are spending countless hours in the media analyzing footage of health workers, figuring out how a nurse in… READ MORE

Sep 02, 2014

The future of banking - Google Think series

I recently presented at Google's Think Finance 2014, in Sao Paulo Brazil, where I talked about the future of banking — specifically trends that we correctly predicted and trends that… READ MORE

Aug 12, 2014

Enough already with the "Branch of the Future"

Whether it is Bank of Queensland with their Hipster Branch launch, Citi's famedApple-Store Branches, NAB's Crowd concept, Unicredit "Branch of the Future" in Italy and Bulgaria, PNC's Tellerless Branches, smaller regional players likeSouth Shore Bank and… READ MORE

Jul 22, 2014

Bitcoin's failed coup attempt against Wall Street

I’m part of an extremely passionate Bitcoin group on Facebook called “Bitcoin and the Internet of Money”. The group established by resident Facebook thought leader Alex Lightman 8 months ago, has grown to… READ MORE

May 15, 2014

Why Money is Disappearing

It’s hard for many to conceive of a world without little bits of paper that we today denote as currency. In fact, money is so ingrained in society that we’ve… READ MORE

May 05, 2014

Why Kids don't sign, and banks shouldn't either

In a recent UN/ICAO commissioned survey on the use of signatures in passports, a number of countries including the UK recommended phasing out the long held practice because it was no… READ MORE

Jan 28, 2014

Branches will never result in 100% Financial Inclusion

I was in India a few weeks ago speaking to the Reserve Bank and most of the primary Retail Banks about the impact of mobile and social media on the… READ MORE

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