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Oct 13, 2016

Why we don't want AI's like IBM Watson learning from humans

What AlphaGo, IBM Watson, Ajay and Bobby and Tay teach us about how Artificial Intelligence learns Deep learning is a term we’re increasingly using to describe how we teach Artificial… READ MORE

Oct 13, 2016

GUEST POST: Four Banking Business Models in the Digital Age

Digitization of the banking industry is making new banking business models possible. But, it is the combination of regulation and technology that is making new business models a necessity. There… READ MORE

Jul 27, 2016

Why the Facebook of Banking won’t own a charter for banks worldwide

2014 was the biggest year in FinTech by far with billions being invested globally, which is to be expected in a global growth sector. But how much was invested globally… READ MORE

Jun 28, 2016

Millions of consumers soon won’t need a bank account

Traditionally, if you wanted to move money around, save cash, pay a bill, purchase something at a store, or otherwise have some sort of systemic access to your cash as… READ MORE

Jun 28, 2016

The FinTechMafia Manifesto

Like the PayPal Mafia before them, the FinTechMafia was grown out of the FinTech arena and were amongst the first to be involved in the global disruptive trend that is… READ MORE

May 23, 2016

The Death of Bank Products has been greatly under exaggerated

This is an excerpt from my new book Augmented: Life in the Smart Lane Since 2005 I’ve been predicting the decline of branch banking. For almost 10 years I fought… READ MORE

Feb 26, 2016

The FinTechMafia Manifesto

Who are the FinTech Mafia? What do they do? Why should you care? Like the PayPal Mafia before them, the FinTechMafia was grown out of the FinTech arena and were… READ MORE

Jun 29, 2015

Advice and Paper Pushing in Banking will be Killed by AI

For over 100 years employment has been shifting out of big industry and into services. Whether agriculture, fishing, mining or in the last 50 years manufacturing, as processes become automated,… READ MORE

Jun 18, 2015

Digital Bank or FinTech? You're not a digital bank...

If you listen to the Breaking Banks AM Radio Show today (also available via stream and podcast) you'll hear a spirited rematch of the Great Digital Banking Debate that Michal… READ MORE

Apr 13, 2015

The debate on the future of banking is not over, but it will be soon

How does one predict the future? Admittedly it is easier to predict what will happen 5 or 10 years from now, than 50 years, but at the same time, we’ve… READ MORE

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